1. Introduction - From a PWD Perspective

For highly experienced finance professionals with disabilities, senior-level government banking jobs are extremely rare. The SBI Chief Financial Officer (CFO) position is one such top-tier opportunity.

However, this is not an entry-level role. It is a strategic leadership post requiring decades of experience. Therefore, only a small and very specific group of Persons with Disabilities (PWD) candidates will find this suitable.

This article explains honestly and clearly:

  • Whether a PWD candidate should even consider applying
  • What disability categories may realistically fit
  • What benefits and relaxations apply
  • Practical workplace challenges

There is only ONE vacancy, so competition will be intense. Hence, a realistic assessment is very important.

2. Official Job Overview

ParticularDetails
OrganizationState Bank of India (SBI)
Post NameChief Financial Officer (CFO)
Total Vacancies01
QualificationQualified Chartered Accountant
Experience RequiredMinimum 15 years post-qualification
Age Limit52 to 57 years
Mode of ApplicationOnline
Selection ProcessShortlisting + Interview
Application FeeNil for PwBD candidates
Last Date10 February 2026

3. PWD-Specific Eligibility Analysis

Does the Notification Mention PWD Reservation?

The official notification does NOT specify any dedicated reservation for PWD candidates for this post.

However:

  • Application fee exemption is clearly provided for PwBD candidates
  • PWD candidates are allowed to apply if they meet all other eligibility criteria

This means:

PWD candidates can apply under general competition, but no separate quota is mentioned.

Which Disability Categories Could Be Suitable?

The notification does not list specific disability categories.

Therefore:

Official notification does not specify this - candidate should confirm with recruiting authority before applying.

However, based on job nature, realistic suitability can be analyzed:

Most Suitable Categories

  • Locomotor Disabilities (OH - Orthopedically Handicapped)
    • Candidates with mobility impairments
    • Those using wheelchairs or assistive devices
    • Persons with lower-limb disabilities

This role is office-based, strategic, and managerial. Hence physical mobility limitations do not generally affect performance.

Moderately Suitable

  • Hearing Impairment (HH)
    • Mild to moderate hearing loss
    • With assistive hearing devices

Since the job involves high-level meetings and communication, severe hearing impairment may create challenges unless proper accommodations are available.

Less Suitable

  • Visual Impairment (VH)
    • Because CFO role requires:
      • Intensive data analysis
      • Financial statements review
      • Spreadsheet and report work

Without advanced assistive technology, severe visual impairment may make job performance difficult.

Generally Not Suitable

  • Intellectual Disabilities (ID)
  • Severe multiple disabilities

This is a highly complex executive leadership role, requiring advanced analytical and decision-making abilities.

4. Reservations, Relaxations & Benefits for PWD Candidates

Fee Concession

Good news:

  • Application Fee = NIL for PwBD candidates
  • UR/OBC/EWS candidates must pay ₹750
  • SC/ST/PwBD candidates are fully exempt

Age Relaxation

The notification does not mention any specific age relaxation for PWD candidates.

Therefore:

Official notification does not specify this - candidate should confirm with recruiting authority before applying.

Age requirement remains:

  • Minimum: 52 years
  • Maximum: 57 years

Scribe Facility & Exam Concessions

Since selection is only through interview (no written exam), scribe or extra time provisions are not applicable.

5. Realistic Job Suitability Check

This is a senior-most executive position in India’s largest bank.

Nature of Work

  • Strategic financial planning
  • Compliance and taxation oversight
  • Interaction with top management and regulators
  • Long working hours
  • High-pressure decision-making

Workplace Environment

  • Corporate office setting
  • Meetings with government and regulators
  • Possible travel requirements

Physical Demands

  • Mostly desk-based
  • No heavy physical work
  • But requires:
    • Continuous mental focus
    • Extensive communication
    • Presentation skills

Honest Assessment

This job is realistic mainly for:

  • Highly experienced PWD professionals
  • Those already working in senior banking/finance roles
  • Candidates whose disability does not affect communication or analytical functions

6. How to Apply - Step-by-Step (PWD Focused)

  1. Visit official SBI careers page
  2. Register online
  3. Upload:
    • Recent photograph
    • Signature
  4. Select “PwBD category” if applicable
  5. Pay fee (automatically NIL for PwBD)
  6. Submit application
  7. Take printout

Documents PWD Candidates Must Prepare

Keep these ready before applying:

  • Valid Disability Certificate (40% or more)
  • UDID Card (if available)
  • Government-issued ID proof
  • Experience certificates
  • CA qualification proof

7. Salary, Growth & Career Outlook

Salary Structure

  • Completely negotiable CTC
  • 90% fixed + 10% variable pay
  • Annual increments up to 10% based on performance

This is one of the highest-paid positions in public sector banking.

Career Stability

  • Contractual senior role
  • Excellent professional reputation
  • National-level exposure

For a senior PWD professional, this is a prestigious capstone career opportunity.

8. Preparation Strategy for PWD Candidates

Since selection is interview-based:

Focus on:

  • Banking regulations knowledge
  • Financial risk management
  • Taxation expertise
  • Leadership examples
  • Compliance experience

Prepare:

  • Clear medical documentation
  • Detailed CV highlighting accessibility needs

9. Pros & Cons for PWD Applicants

Pros

  • No application fee
  • Prestigious role
  • Office-based job
  • High salary
  • Suitable for mobility-impaired professionals

Cons

  • No dedicated PWD reservation
  • Extremely high experience requirement
  • Only one vacancy
  • Intense competition

10. Application Checklist (PWD Version)

Before final submission ensure:

  • ✔ Valid Disability Certificate (40%+)
  • ✔ UDID Card
  • ✔ Age proof
  • ✔ CA qualification proof
  • ✔ Experience letters
  • ✔ Updated resume
  • ✔ Scanned photo and signature

11. Conclusion - Practical Final Advice

This recruitment is NOT for general PWD job seekers.

It is ONLY for:

  • Very senior Chartered Accountants
  • With 15+ years experience
  • Already at top management level

If you are a PWD professional fitting this profile-especially with locomotor disability-this is a golden opportunity.

Otherwise, most PWD candidates should avoid applying and wait for more suitable SBI regular-level recruitments.

12. Frequently Asked Questions (PWD Focused)

Q1. Is my disability type eligible?

Officially not specified. Suitability depends on job functions. Best suited for locomotor disability candidates.

Q2. Is there any PWD reservation?

No dedicated quota is mentioned for this post.

Q3. Do PWD candidates need to pay application fee?

No. PwBD candidates are fully exempt from fees.

Q4. Can I get age relaxation as a PWD candidate?

Not mentioned in notification. Confirmation required from SBI.

Q5. Will SBI provide workplace accommodations?

Senior corporate roles generally allow reasonable accommodations, but it should be clarified during interview stage.

Q6. I have a 45% disability certificate - can I apply?

Yes, if you meet all professional eligibility criteria and have benchmark disability (40% or more).

Apply Now

Apply Link: https://recruitment.sbi.bank.in/crpd-sco-2025-26-21/apply